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Group Health Insurance

   Valley Benefits is an authority in the Health Insurance industry.   We offer a broad portfolio of products and services to meet your Group Health Insurance needs.

Federal Poverty Level Guidelines - Effective February 1, 2013

2013 Monthly Federal Poverty Level Based Income Limits

This Federal Poverty Level Guideline is one of the tools that will help you determine if you or your family will qualify for a federal subsidy when applying for health insurance. 
In January, 2014, the Employer Mandate of the Patient Protection and Affordable Care Act (PPACA) will take effect. This will have a significant impact on many businesses. The employer mandate requires businesses with a combination of 50 or more full-time equivalent employees to provide qualified health care coverage or be subject to a penalty.


Note: This Employer Mandate information is provided as an educational resource and for informational purposes only. Valley Benefits is not offering tax, legal, or other professional advice. You may not rely on this information for legal or any other purposes. You should seek advice from professionals with regard to the Employer Mandate or eligibility for any programs affiliated with ACA. When determining its applicability to your business and the actual amount of penalties or subsidy to which you may be subject. In no event will Valley Benefits be liable for any damages or consequences arising from use of this Calculator.